Chicago Workers’ Compensation Attorneys Fight for Your Rights
Illinois employers have a duty to ensure the safety of their employees but, unfortunately, accidents still happen. State law protects workers who are injured in work-related incidents through the workers’ compensation program, which pays benefits to cover medical bills, disability, and related losses. Employers are required to carry workers’ compensation insurance coverage to pay these benefits, but the process of filing a claim can be complex. In some cases, your claim may even be denied when you do properly file.
For more than 20 years, the workers’ compensation legal team at Michael T. Friedman & Associates has been representing Chicago employees in connection with workplace injuries. Our lawyers have experience assisting with the claims process, including cases involving denials and advanced hearings. In situations where a civil lawsuit is necessary to get the compensation you deserve, we will fight for your rights in court.
What to do if You’re Injured on the Job
You should inform your employer or manager about an on-the-job accident immediately after it happens, even if you do not believe your injuries are serious. The law allows you 45 days to provide this notice, which should be in writing to create a documented record of the incident. You risk losing your workers’ compensation benefits if you fail to do so.
Claiming Workers’ Compensation Benefits
To initiate the claims process and request benefits, you must give your employer and its insurance provider an Application for Adjustment of Claim. This form is available from the Illinois Workers’ Compensation Commission (IWCC), which oversees and administers the program. It is important to deliver these documents even if your employer and insurer offer to pay workers’ compensation benefits, as disputes may arise and you could be denied based upon:
- Allegations that you were not actually working at the time of the accident;
- A claim that the injuries did not occur on work-related premises;
- An accusation that you or someone else was responsible for your injuries; or,
- Other claims that would deny you workers’ compensation benefits.
In such situations, the IWCC will step in to ensure you get fair compensation under the law. Still, it is critical to retain experienced attorney when faced with a dispute or denial because the IWCC proceedings are highly complicated.
Common Types of Workplace Accidents
A work-related accident can happen in any industry, but there are certain fields where incidents tend to be more frequent, such as:
- Construction sites;
- Factories and manufacturing plants;
- Warehouse facilities and shipping centers;
- Chemical plants;
- Industrial facilities; and,
- Many more.
Civil Lawsuits for Work-Related Accidents
The Illinois workers’ compensation program is intended to help injured employees by paying financial benefits after an accident, so the law precludes victims from filing a lawsuit to recover compensation. However, there are exceptions to this exclusive remedy rule where your employer:
- Failed to procure workers’ compensation insurance;
- Acted intentionally in causing your injuries; or,
- Concealed a condition that led to your injuries.
Contact a Skilled Workers’ Compensation Lawyer
If you were injured in a work-related accident, please call 312-339-8816 to reach the Chicago offices of Michael T. Friedman & Associates. You can also check out our website to schedule a free consultation or find out more about our workers’ compensation services.