Get Legal Help With A Top Mount Greenwood Dog Bite Attorney
Dog bite incidents cost over $489 million each year, according to ABC.com. The Insurance Information Institute, however, claims that homeowner’s insurance costs are actually over $400 million for dog bites annually, with dog bites being more than a third of all homeowner’s insurance liability claims. That doesn’t even account for how much dog owners have had to pay out of pocket.
Dog Bites are Expensive to Treat
While these numbers sound incredibly inflated, it is important to take into consideration how horrible dog bites can be physically. They often require extensive treatment over the course of many months, and even years, and may still leave the victim with disfigurement when all treatments are complete.
Mount Greenwood Dog Bite Victims
If you have been bit by a dog in Mount Greenwood, you already know how expensive the costs of medical treatment can be. You should not have to absorb those medical costs, because in Illinois, dog owners are liable for their dogs’ behaviors. In fact, as long as you did not provoke the dog and you were legally within your rights to be on the property when you were bit by the dog, you are entitled to compensation from the owner of the dog.
Does Homeowner’s Insurance Cover Dog Bites?
The Insurance Information Institute reports that most homeowner’s insurance policies do typically cover the cost of dog bite claims. However, most people in Mount Greenwood only carry basic policies and a basic policy will only cover between $100,000 and $300,000 in liability coverage. Unfortunately for most owners, that will not cover the entire amount that is necessary to compensate a dog bite victim.
Furthermore, insurers have the right to refuse to cover a dog bite because the dog in question was a specific breed that is blacklisted by insurance companies. They may also require that the owner sign the dog up for behavior classes if the dog bites someone, and some might either drop the insurance coverage after a dog bite claim or inflate the premium of the insurance policy.
Have You Been Bit By a Dog in Mount Greenwood?
If you have been bit by a dog in Mount Greenwood, you cannot be worried about where the compensation will come from to pay your medical bills. That is the dog owner’s responsibility, not yours. You need to contact an experienced Mount Greenwood dog bite attorney to find out your rights under Illinois dog bite laws. The attorneys at Michael T. Friedman & Associates PC are skilled at handling dog bite cases and will fight for your rights under Illinois dog bite laws, no matter what the dog owner throws up as a defense. Contact us today for a free evaluation of your case at 312-339-8816.