Uninsured/Under Insured Motorists

Assertive Accident Lawyer Helps with the Challenges of Uninsured and Under insured Motorists in Chicago

Advocating for you when an at-fault party lacks proper insurance coverage

Getting into a car accident can be difficult enough, but it becomes even more frustrating when the driver responsible has either inadequate insurance or no insurance at all. If this has happened to you, work with a trusted personal injury attorney at Michael T. Friedman & Associates in Chicago. We know exactly what to do after an auto accident, leveraging our years of experience and deep knowledge of the law to benefit you and your loved ones. This may involve seeking damages for lost wages, medical bills, and pain and suffering. To work with a respected law firm that delivers the personal attention you need and deserve, turn to us.

What to do after an accident with an uninsured driver

If a driver who does not have auto insurance hits you, it likely won’t be worth your effort to file a personal injury claim, as people who don’t have insurance likely don’t have much money to begin with. Instead, you’ll need to file a claim on your own insurance company, which may be up to the limit specified in your uninsured driver policy.

As soon as possible after a car accident involving an uninsured or under insured motorist, you should notify your insurance company. It’s important to do this right away, as some policies have a 30-day deadline for making these types of claims.

For the most part, an uninsured driver claim works the same way as any other type of accident claim — it just happens to be against your own insurance company. This includes an investigation, the sharing of your medical records and witness deposition. However, if you and your insurer cannot negotiate a fair settlement, you are unable to file a lawsuit against the company. Instead, you must engage in arbitration, where an arbitrator (or a panel of three arbitrators) will make a non-bonding decision that both sides have to accept.

This process can be especially difficult for the families of individuals killed in auto accidents with uninsured or under insured motorists. Our compassionate team assists you and your loved ones through filing a wrongful death claim, seeking compensation from the deceased’s insurance policy to cover medical expenses, funeral costs and other types of damages.

A trusted Chicago personal injury law firm

If you’ve been injured in a car accident with an uninsured or under insured motorist, meet with Michael T. Friedman & Associates. Our office is located in The Loop of Chicago, at Michigan and Lake, with convenient parking and ample access to public transportation. We work on a contingency fee basis, meaning that you pay no attorney’s fees unless you recover compensation. For a free initial consultation, call 312-339-8816 or contact us online.